Protection
Income Protection Insurance
Protect your income, protect your future.
Income Protection Insurance is designed to provide a regular, tax-free monthly income if you are unable to work due to illness or injury. Whether you are self-employed or employed, your income is often your most valuable asset—and losing it could have serious consequences.
This cover is especially important for those who rely solely on their income to manage household expenses, mortgage repayments, and daily living costs. Payments continue until you’re able to return to work, retire, or until the policy term ends. Short-term policies—usually lasting between 12 and 24 months—are also available for those seeking a lower-cost option.
At ARISTX Capital, we take time to understand your financial commitments and lifestyle needs. Our expert advisers will find the right policy for you from a panel of leading UK insurers, ensuring your income is safeguarded when you need it most.
Life Insurance
Plan Today to Give Your Loved Ones Financial Security and Stability for the Future.
Life Insurance provides a financial safety net for your family in the event of your death. It ensures they can continue to meet living costs, repay debts, and maintain financial stability during a difficult time.
There are several types of life cover available:
- Term Life Insurance – Provides cover for a set period (typically to align with your mortgage term or until children reach adulthood).
- Decreasing Term Life Insurance – Often used alongside a repayment mortgage, this cover decreases over time as your mortgage balance reduces.
- Whole of Life Insurance – Provides lifelong cover and guarantees a payout whenever you pass away, often used to cover inheritance tax or leave a legacy.
At ARISTX Capital, we guide you through your options, tailoring a policy that suits your budget and provides peace of mind for your loved ones.
Private Health Insurance
Fast-Track Access to Quality Healthcare for You and Your Family.
Private Health Insurance, also known as Private Medical Insurance (PMI), provides fast access to private healthcare, helping you avoid long NHS waiting lists. It covers the cost of diagnosis, treatment, and aftercare for acute medical conditions, giving you peace of mind that you and your family will receive prompt and high-quality medical care when it matters most.
At ARISTX Capital, we offer tailored health insurance solutions to suit individuals, families, and businesses. Policies can include cover for hospital treatment, consultations with specialists, diagnostic tests, surgical procedures, and therapies such as physiotherapy. Many policies also offer additional benefits like mental health support and access to the latest cancer treatments.
With Private Health Insurance, you’ll benefit from quicker treatment times, a choice of private hospitals and consultants, and access to advanced medical care and drugs not always available on the NHS. You can also enjoy the comfort and privacy of a private hospital room during inpatient stays.
Our team works with leading UK providers to ensure you find the right level of cover at a competitive premium.
Critical Illness Cover
A lump sum payout when it matters most.
Critical Illness Cover pays out a tax-free lump sum if you’re diagnosed with a serious illness, such as cancer, heart attack, or stroke. This one-off payment can be used however you need it—whether covering medical costs, replacing lost income, or paying off your mortgage—allowing you to focus on your recovery.
Unlike Income Protection, which provides ongoing monthly payments, Critical Illness Cover offers a single payout. Each policy varies on the illnesses it covers and any exclusions.
At ARISTX Capital, we’ll help you navigate the options and select the policy that best fits your needs, offering clear advice and guidance every step of the way.
Mortgage Protection Insurance
Safeguard your home and give your family peace of mind.
Mortgage Protection Insurance helps to cover your mortgage repayments in the event of death, critical illness, or loss of income due to illness or injury. It ensures your family can remain in their home, without the added stress of financial strain.
Options include:
- Level Term Cover – Pays out a lump sum to cover your mortgage or other debts.
- Decreasing Term Cover – Designed to pay off a repayment mortgage, decreasing in line with your outstanding balance.
- Policies with Critical Illness Cover – Adding extra protection if you are diagnosed with a specified serious illness.
Our advisers at ARISTX Capital can help you choose a solution that fits your financial circumstances and protects your most valuable asset—your home.
Business Protection Insurance
Protecting the future of your business.
For business owners, ensuring your company can continue in the face of unexpected events is vital. Business Protection Insurance safeguards your organisation against financial disruption caused by the death or critical illness of key individuals.
We offer tailored solutions including:
Key Person Insurance
Protects your business against the loss of key employees, directors, or partners, providing a lump sum to offset lost revenue or cover recruitment and training costs.
Shareholder and Partnership Protection
Provides funds to surviving shareholders or partners to buy the shares of a deceased or critically ill stakeholder, ensuring continuity of ownership and business control.
Loan Protection Insurance
Ensures outstanding business loans are repaid if the key person responsible for the debt passes away or becomes critically ill.
At ARISTX Capital, we work with a range of specialist insurers to develop bespoke solutions that protect your business, staff, and future.
Why Choose ARISTX Capital?
- Independent, tailored advice
- Access to leading UK insurers
- Clear, jargon-free guidance
- Personalised service and ongoing support
- Expert help with applications and claims
Contact ARISTX Capital today to secure your family’s future, protect your income, and safeguard your home or business with confidence.
Contact us
- 3rd Floor 45 Albemarle Street Mayfair London W1S 4JL
- hello@aristxcapital.com
- 02080448517
- Mon - Fri : 09:00 am - 06:00 pm